Investment Property Loans in Scottsdale — Build Your Portfolio the Right Way

From DSCR loans to conventional investment financing — strategy matters more than rate.

Talk to Mark 480-442-7487

Scottsdale is one of the strongest real estate investment markets in the country. With high demand for both long-term rentals and short-term vacation properties, investors are moving quickly here. The difference between a good deal and a great one often comes down to how the loan is structured. Mark Merry specializes in investment property financing for Scottsdale investors at every stage — from first rental to full portfolio.

Loan Options for Investment Properties

  • Conventional Investment Loans — traditional financing with 15–25% down for 1-4 unit properties
  • DSCR Loans — qualify based on the property's rental income, not your personal W-2 or tax returns
  • Jumbo Investment Loans — for higher-value Scottsdale properties above conforming limits
  • Cash-Out Refinance — tap existing equity to fund your next acquisition
  • Short-Term Rental Financing — Airbnb and VRBO friendly loan programs for vacation properties
  • LLC Financing — many programs allow properties titled in an LLC for liability protection

Who This Is For: Mark Works with all types of Scottsdale real estate investors:

  • First-time investors purchasing their first rental property
  • Self-employed investors who don't qualify with traditional income documentation
  • Experienced investors scaling their portfolio without personal DTI limitations
  • Out-of-state investors purchasing in the Scottsdale and Phoenix metro area
  • Short-term rental investors targeting Scottsdale's tourism market

Why Work With Mark: With 30+ years of mortgage experience and licensing in all 50 states, Mark Merry helps investors structure loans around the property's performance — not just personal income. Whether you're buying your first investment property or your tenth, you'll get honest guidance and a financing strategy built around your goals.

  • 30+ years of mortgage experience
  • DSCR and non-QM loan specialist
  • Licensed in all 50 states
  • Granite Bank — local Scottsdale office

Ready to Run the Numbers on Your Next Investment Property?

Get a loan strategy built around the property's performance and your long-term goals.

Call Mark 480-442-7487