Scottsdale: (480) 442-7487

Edina: (612) 964-6460

Is Now a Good Time to Buy a Home in Scottsdale? A Mortgage Expert Weighs In (May 2026)

Spring inventory is moving fast and rates are holding in the mid-6s. Here’s what Scottsdale buyers need to know right now.

The Federal Reserve wrapped up its April 29th meeting with a decision that surprised no one — and yet carries real implications for anyone buying, selling, or refinancing a home in Scottsdale right now. Rates are on hold. Again. The FOMC voted to keep the federal funds rate at 3.5%–3.75%, marking the third consecutive meeting…

DSCR is the right call. It’s a high-search topic, targets a completely different audience than your first two posts (investors vs. buyers/retirees), and Scottsdale is one of the top short-term rental markets in the country which makes it highly relevant. Here’s your post: Title: DSCR Loans in Scottsdale: How Real Estate Investors Can Qualify Without…

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Arizona Branch
17015 N Scottsdale Rd, Suite 120A
Scottsdale, AZ 85255
Phone: (480) 442-7487

Minnesota Branch
7801 East Bush Lake Road, Ste 380
Edina, MN 55439
Phone: (612) 964-6460

Mon-Fri, 8:00 AM - 5:00 PM

Licensing

Personal NMLS 452552
Company NMLS 405434

nmlsconsumeraccess.org

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Serving Scottsdale, Phoenix, Arizona, Minnesota, and clients nationwide.

Investment and insurance products and services including annuities are: Not a deposit • Not FDIC insured • May lose value • Not bank guaranteed • Not insured by any federal government agency. Securities and advisory services offered through Ausdal Financial Partners, Inc. 563‐326‐2064. 5187 Utica Ridge Rd, Davenport, IA. 52807. Member FINRAs Broker Check, FINRA / SIPC. Granite Bank and Ausdal Financial Partners, Inc. are separately owned and operated. For additional information, please read the Ausdal Financial Partners, Inc. Client Relationship Summary. (View Summary) Granite Bank and Granite Investment Services, and their representatives do not provide tax or legal advice. Everyone’s individual’s tax and financial circumstances are unique. Please consult your tax and/or legal advisor for advice and information concerning your situation. Products offered by Ausdal, Financial Partners, Inc. are not deposits or other obligations of Granite Bank and are not guaranteed by the bank. Furthermore, they are not FDIC insured and are subject to investment risks, including possible loss of the principal invested. For Granite Bank Investment Services: Investment Executives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to or contact with residents of other states will only be made upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States. For Granite Bank: Granite Insurance Agency, NPN# 17530902, is currently licensed to sell insurance products in the following states: MN, ND, SD, WI, CO, AZ, FL. Mortgage, home equity, extensions of credit, and deposit products are offered by Granite Bank, a Minnesota State Chartered Bank. FDIC-Insured. Member FDIC. Equal Housing Lender. Copyright 2026, Granite Bank All Rights Reserved.